Watch the short video to get an idea of the difference between pre-qualifying for a loan versus getting formal pre-approval for a loan.
Many sellers are requesting that buyers have a pre-approval letter available and require it to be submitted when placing an offer.
Remember that the “best” homes sell fast – often in the first few days after they go on the market. If you fall in love with a home, you want to put in an offer quickly – before someone else beats you to it.
This is one of the major reasons it’s important to start your home search process by contacting a lender FIRST – before you start looking at homes.
If you don’t currently have a lender, please feel free to contact us for a list of referral partners we recommend for getting a home loan.
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